| (Note:) | 
| 1. | Figures in parentheses stand for 
changes from end-March 2002. | 
| 2. | Financial Institutions that 
declared bankruptcy are excluded. | 
| 3. | Figures for "NPLs based on the Financial Reconstruction Law" are the sum 
of the assets classified as "bankrupt / de facto bankrupt", "doubtful", and 
"special attention." | 
| 4. | "Major 11 banks" stand for City 
Banks, Long-term Credit Banks and Trust Banks excluding Shinsei Bank and Aozora Bank. | 
| 5. | Figures of NPLs about UFJ Bank include those transferred to UFJ Strategic 
Partner Co., Ltd. | 
| 6. | "Regional Banks" include Saitama Resona Bank. | 
| 7. | Figures for "Total Losses on 
Disposal of NPLs" include Asahi Bank (merged 
in March 2003). |