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| (Provisional Translation) December 13, 1998 Financial Supervisory Agency |
Nippon Credit Bank (“NCB”): Result of the Inspection |
| (1) Asset Quality Assessment | (billion yens) |
| Category 1 (unclassified asset) : | 8,912.5 | |
| Category 2 (asset subject to specific risk management) : | 2,307.7 | |
| Category 3 (doubtful) : | 1,311.0 | |
| Category 4 (loss) : | 127.7 | |
| Total Asset : | 12,659.0 |
| (2) Capital Adequacy |
|
| Capital : | 467.1 | |
| Additional allowance required as a result of reassessment : | - 561.5 | |
| Total : | - 94.4 | |
| Unrealized capital losses (net) : | - 180.3 | |
(securities : |
-184.1) |
| (Note) 1. | The amount of the additional allowance is calculated based on the writing-offs/provisioning standard employed by the NCB. | |
| 2. | Round off to 100 million yens. |
2. Comparison of asset-quality-assessments
(billion yens) |
Classification |
Total |
||||
1 |
2 |
3 |
4 |
||
Assessment by |
8,912.5 |
2,307.7 |
1,311.0 |
127.7 |
12,659.0 |
Assessment by |
9,448.8 |
2,617.0 |
593.1 |
--- |
12,659.0 |
| (a)-(b) | -536.3 |
-309.2 |
717.8 |
127.7 |
--- |
(Note) Round off to 100 million yens. |
